Stupid Mortgage Company

AAGGHHH! Last year we refinanced our house. We got a good rate and we were able to remove the mortgage insurance charge. One problem, their screwed up the escrow estimate. On top of that our property taxes went up. So we’ve been putting less into escrow than was needed and more needed to be taken out. So today we our adjustment letter and on top of an increase to handle the added taxes, we also have to make additional adjustment payments to cover the short fall from last year to the tune of an extra $150+ per month. Ouch!!! This was definitely not in the plan, oh well. I guess I (or Fern) will be packing my lunch more often now.

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